Funding Programs
Review the qualifications below and choose the funding program that fits your profile.
Personal Funding
Access up to $10K–$100K in personal credit lines and 0% APR cards when your credit profile meets approval standards.
Personal Funding
$10K – $100K
Credit Requirements
Credit score 680+ preferred
Credit utilization under 30%
No recent bankruptcies
Limited recent hard inquiries
Other Requirements
Stable income
US resident with SSN
Business Funding
Secure business funding using personal credit and lender stacking strategies.
Business Funding
Stage 1 Funding
$25K – $250K
Personal Credit
720+ FICO score
Less than 4 inquiries per bureau (last 12 months)
No negative items (collections, late payments, child support, bankruptcies, charge-offs)
3–5 active credit accounts
Minimum 2 years credit history
Business Requirements
LLC 1 year or older preferred
New LLCs over 3 months may qualify
Optional Documentation
Tax returns or pay stubs showing $65K+ annual income
Business Funding
Stage 2 Funding
$250K – $1M
Personal Credit
720+ FICO score
Less than 4 inquiries per bureau (last 12 months)
No negative items (collections, late payments, child support, bankruptcies, charge-offs)
3–5 credit accounts
Minimum 2 years credit history
Business Requirements
2+ years of business tax returns
3–6 months business bank statements
$250K annual revenue minimum
Up to $2M+ yearly revenue increases available credit lines
Get Started Today
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